Apply to unlock locked-in funds for financial hardship — fill the form faster

In set hardship categories, you can apply to withdraw from an Ontario locked-in retirement account — and the application repeats your personal and account details. This guide is an example of storing them once in hivi.

Official form and source

Start from the official source and always use the current version — form numbers and links can change:

• Official page (FSRA): Withdrawing from locked-in accounts because of financial hardship — fsrao.ca
• Form (Central Forms Repository): Application to Withdraw Money from a Locked-in Account Based on Financial Hardship — 013-1626

What this form is about

The application asks to withdraw money from an Ontario locked-in retirement account (LIRA), life income fund (LIF), or locked-in retirement income fund based on a recognized financial hardship category. Ontario pensions are regulated by FSRA, and you submit the form to your financial institution.

Before you start: what to gather

• Your name, address, and account details.
• The hardship category that applies and supporting information.

Confirm the current categories and forms on the FSRA website. Consider advice — this affects your retirement savings and taxes.

How hivi makes it faster

1. Store your details once. Save your name, address, and account details in hivi.
2. Autofill the application. Use the hivi Chrome extension on a web form, or fill a PDF from your saved profile inside hivi.
3. Get advice if needed.
4. Submit to your financial institution.

Why do it in hivi

Financial and pension forms repeat the same personal details. Stored once in hivi — in Canada, with no third-party AI — the repeating fields fill themselves so you can focus on the decision.